STRATEGIC LENDING SOLUTIONS
LOAN PROGRAMS
DESIGNED AROUND YOU
Precision-engineered financing for homeowners and professional investors. I navigate the complexity so you can focus on growth.
01 / RESIDENTIAL
Home Purchase Loans
The foundation of wealth starts with the right roof. I offer a full spectrum of residential products tailored for every stage of life.
Conventional
The standard for strong credit profiles with flexible down payment options starting at 3%.
FHA Loans
Designed for first-time buyers or those with moderate credit, offering lower down payments
VA Financing
Exclusive benefits for veterans and active-duty military, including 0% down payment options.
USDA
Zero-down financing specifically for rural and suburban homebuyers in qualifying areas.
02 / GROWTH
Investor Financing
01
DSCR (Debt Service Coverage Ratio)
Qualify based on the property's cash flow rather than personal income. Perfect for serious portfolio expansion.
02
Fix & Flip
Short-term, interest-only financing designed for the rapid acquisition and renovation of distressed properties.
03
Multi-Property
Streamlined financing for multiple doors, allowing professional landlords to scale efficiently across regions.
03 / FLEXIBILITY
Alternative Income Programs
Standard tax returns don't always tell the whole story. I speak the language of the
entrepreneur and the self-employed.
Bank Statement Program
Qualify using 12 or 24 months of business or personal bank statements. I look at your true cash flow, not just the bottom line of your tax return.
1099 Only
Streamlined qualification for independent contractors and freelancers based on 1099 earnings.
FAST-TRACK APPROVAL
04 / OPTIMIZATION
Refinancing & Equity Access
Rate & Term
Lower your monthly payment, adjust your loan term, or switch from an adjustable to a fixed rate to secure your financial future.
PAYMENT REDUCTION
TERM CONSOLIDATION
Cash-Out Equity
Unlock the dead capital in your home. Use your equity for home improvements, debt consolidation, or new investment opportunities.
LIQUIDITY ACCESS
ASSET REINVESTMENT
04 / OPTIMIZATION
Specialty & Advanced Loans
Jumbo Financing
High-limit financing for high-value properties that exceed conforming loan limits.
Construction-To-Perm
Finance the land and the build with a single closing. Seamless transition from blueprint to keys.
Commercial Assets
Strategic capital for retail, industrial, office, and mixed-use commercial developments.
Not sure which loan fits
your situation?
CONFIDENTIAL CONSULTING | PROFESSIONAL ANALYSIS | STRATEGIC GROWTH
Approval To Keys With Tracy
Licensed Mortgage Broker and a trusted guide for buyers and investors navigating the financing process. My focus is helping clients understand their options, structure the right loan, and move forward with confidence. I’m committed to making the process clear, strategic, and as smooth as possible from start to finish.
Quick Links:
Mpire Financial Group LLC: NMLS# 2108504, Tracy Freeman: NMLS#2174804, (352)-223-0712 MORTGAGE BROKER ONLY, MORTGAGE LENDER AND MORTGAGE CORRESPONDENT LENDER. This material has not been reviewed, approved or issued by HUD, FHA or any government agency. This company is not litigated with or acting on behalf of or at the direction of HUD/FHA or any other government agency. ALL RIGHTS RESERVED. EQUAL OPPORTUNITY EMPLOYER & HOUSING LENDER. All mortgage products are subject to credit property approval. Rates, Program Terms & Conditions are subject to change without notice. Additional conditions, qualifications, & restrictions may apply. This is not an offer for an extension of credit or a commitment to lend. Mpire Financial Group LLC 189 S. Orange Ave Suite 2020 Orlando, FL 32801 NMLS#2108504 www.mpirefi.com NMLSconsumeraccess.org